Author Question: Insurance companies try to avoid adverse selection and moral hazard problems through all of the ... (Read 35 times)

charchew · **on:** Jun 30, 2018

Insurance companies try to avoid adverse selection and moral hazard problems through all of the following methods except one. Which is the exception?
a. offering group policies
b. requiring lengthy application forms
c. requiring physical examinations
d. setting uniform premiums (i.e., prices of insurance policies) for all policies
e. requiring policyholders to pay a deductible

Question 2

The group of countries more likely to have a high number of telephone lines per 1,000 people is
a. high-income countries
b. zero-income countries
c. infinite-income countries
d. low-income countries
e. middle-income countries