When the United States reported the mortgage default data, social scientists discovered that new minority homeowners were being evicted due to defaults at much higher rates than white homeowners. More high-interest mortgages were sold to working-class, first-time home buyers. The impact of the defaults on minority homeowners is:
a. a manifest effect of credit laws.
b. a latent effect of lending practices.
c. widely interpreted as part of business.
d. survival of the fittest.
e. market survival.
Question 2
Which one of the following assumptions applies to the scientific method?
a. Research finding should not be replicated.
b. Research findings can be manipulated to advance a good cause.
c. Truth is confirmed through faith.
d. Knowledge is acquired through observation.
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