If a life insurance policy lapses for nonpayment of premiums, and the policyholder has not elected another option, which nonforfeiture option usually goes into effect in most policies?
A) reduced paid-up insurance
B) one-year term insurance
C) extended term insurance
D) payment of cash value
Question 2
Easy Pay Life Insurance Company allows a term insurance rider to be added to its whole life policies. The result is a policy that offers an increased death benefit with an affordable premium. The general name for such a policy is a(n)
A) blended policy.
B) indexed policy.
C) joint life policy.
D) endowment policy.
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