Which of the following is an option for an employee under the mandatory vesting established by ERISA:
a. to have 100 percent vesting after 10 years of employment
b. to have 25 percent vesting after five years, then 5 percent vesting a year for five years, then 10 percent vesting a year for five years, to achieve 100 percent vesting in 15 years
c. vesting under the rule of 45
d. all of the other specific choices are correct
e. none of the other specific choices are correct
Question 2
Which of the following statements about the Truth-in-Lending Act is (are) true?
a. it limits the interest rates that may be charged b. it prohibits the use of appraisal fees
c. it does not apply to many loans over 25,000
d. it requires all consumers be offered identical credit terms e. all of the other choices are true
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