Which of the following is NOT a legal or ethical guideline governing collection calls?
a. Callers must identify themselves.
b. Callers may not threaten persons.
c. Callers must talk to the person responsible for the debt.
d. Callers must disclose the finance charge imposed.
Question 2
The type of toothpaste most often recommended contains _______________.
a. high abrasive agents
b. whitening agents
c. tartar-controlling agents
d. fluoride
