The forerunner of what is known today as the BlueCross plan began in 1929 when Baylor University Hospital in Dallas, Texas, approached teachers in the Dallas school district with a plan that would guarantee up to 21 days of hospitalization per year for subscribers and each of their dependents, in exchange for a 6 annual premium. This was considered a __________ plan.
a. postpaid
b. prepaid
c. retrospective
d. traditional
Question 2
If a patient is covered by two different policies, the usual procedure for submitting a claim would be __________.
a. a separate claim to each payer for each policy, submitted at the same time
b. one claim; the primary payer will submit a claim to the secondary payer
c. to submit to the primary payer first, followed by submitting to the secondary after primary payment is received
d. to submit all claims to all payers at the same time
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