A nonparticipating provider (nonPAR) is an out-of-network ...

[xroflmao]

A nonparticipating provider (nonPAR) is an out-of-network provider who does not contract
  with the insurance plan, and patients who elect to receive care from non-PARs will incur higher out-of-pocket expenses. The patient __________ expected to pay the difference between the insurance payment and the provider's fee.
 a. is not
  b. is usually

Question 2

A participating provider (PAR) contracts with a health insurance plan and accepts whatever the plan pays for procedures or services performed. This means that PARs __________ allowed to bill patients for the difference between the contracted rate and their normal fee.
 a. are
  b. are not

[Bison]

Answer to Question 1

b

Answer to Question 2

b