Author Question: Describe the main provisions of the Affordable Care Act, colloquially known as Obamacare. ... (Read 93 times)

RODY.ELKHALIL · **on:** Jul 10, 2018

Describe the main provisions of the Affordable Care Act, colloquially known as Obamacare.

Answer:

Question 2

What changes were made by the Personal Responsibility and Work Opportunity Reconciliation Act of 1996? What exceptions are allowed under the new rules, and what message does this act give to citizens affected by it?

Answer:

cloud · **Reply #1 on:** Jul 10, 2018

Answer to Question 1

An ideal response will:
1. Describe how the key provisions of the Affordable Care Act involve expansions of existing health care programs such as Medicaid for the poor and the creation of new health insurance exchanges in states as a source of insurance for low-income Americans.
2. Identify that most Americans were required to buy health insurance starting in 2014 and would be fined if they did not do so.
3. Note that insurance companies cannot deny coverage to people for preexisting conditions and must extend coverage for young Americans up to 26 years of age under their parents' insurance.
4. Detail that the special Medicare Advantage program for higher-income beneficiaries will be frozen and some benefits abolished, Americans will pay a tax on Cadillac insurance plans that offer broader coverage at a higher cost, and the Medicare payroll tax will rise 0.9 percent for Americans who make more than 200,000 per year.

Answer to Question 2

An ideal response will:
1. State that the act replaced Aid to Families with Dependent Children (AFDC) with a new program entitled Temporary Assistance for Needy Families (TANF).
2. Indicate that under the new rules, federally funded public assistance is limited to five years during a person's lifetime, and all recipients must enter some kind of work training program within two months of receiving initial benefits.
3. Identify that states can exempt up to 20 percent of people receiving TANF from work requirements and time limits if they are blind or disabled.
4. Note the message given to the recipients who do not qualify for exemptions: find work soon.