Which of the following statements about mobile home insurance under the ISO program is true?
A) The mobile home is insured on a replacement cost basis, but actual cash value coverage can be added by endorsement if it is more appropriate.
B) There is no coverage available for other structures.
C) Built-in, permanently attached furniture is considered personal property.
D) Personal liability insurance is not part of the coverage available to mobile home owners.
Question 2
Valerie's home does not qualify for coverage under a standard homeowners policy. Valerie would like to have open-perils (all-risks) coverage on her dwelling and named-perils coverage on her personal property.
Which of the following policies should Valerie purchase?
A) Dwelling Property 1Basic Form
B) Dwelling Property 2 Broad Form
C) Dwelling Property 3Special Form
D) All of these policies provide open perils coverage on the dwelling and named-perils coverage on personal property.
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