Len is considering the purchase of a home. As a home is a large ...

[Sportsfan2111]

Len is considering the purchase of a home. As a home is a large investment, Len wants to make sure that there are no liens, easements, or other encumbrances preventing him from an unchallenged right to possess and enjoy his property.
 
  Len can protect this right through the purchase of
  A) extended coverage insurance.
  B) replacement cost insurance.
  C) personal umbrella insurance.
  D) title insurance.

Question 2

Tina purchased a personal umbrella policy with a 1 million limit. Her insurer required her to carry liability limits of 250/500/50 under her auto insurance policy.
 
  The personal umbrella policy was written with a 1,000 self-insured retention. Tina was responsible for an auto accident in which the other driver was severely injured. The other driver's bodily injuries were 400,000 and the property damage was 20,000. How much will the insurer pay under Tina's umbrella policy?
  A) nothing
  B) 149,000
  C) 150,000
  D) 170,000

[gasdhashg]

Answer to Question 1

Answer: D

Answer to Question 2

Answer: C