Author Question: Jenny purchased a Personal Auto Policy (PAP) that included property damage liability, collision ... (Read 230 times)

stock · **on:** Jul 11, 2018

Jenny purchased a Personal Auto Policy (PAP) that included property damage liability, collision coverage, medical payments coverage, and other-than-collision coverage. Jenny had too much alcohol to drink at a graduation party.

While driving home from the party, Jenny ran off the road and hit a tree. Police responded to the accident, and Jenny was arrested for driving under the influence of alcohol. Which of the following statements is true regarding the damage to Jenny's car?
A) Damage to the car is covered under Jenny's property damage liability coverage.
B) Damage to the car is covered under Jenny's collision coverage.
C) Damage to the car is covered under Jenny's other-than-collision loss coverage.
D) There is no coverage as Jenny was intoxicated at the time of the accident.

Question 2

All of the following are considered to be a covered auto under the Personal Auto Policy EXCEPT

A) a trailer owned by the insured.
B) a temporary substitute auto loaned to the insured while her care is being repaired.
C) a motorcycle owned by the insured.
D) a newly acquired auto.