Author Question: Roger owns some farmland that he rents to a tenant. The tenant lives in an old farmhouse on the ... (Read 45 times)

mmm · **on:** Jul 11, 2018

Roger owns some farmland that he rents to a tenant. The tenant lives in an old farmhouse on the property and raises crops on the land. Roger is concerned about possible legal liability if the tenant injures someone.

Roger requires the tenant to have liability insurance and to add himself to the liability coverage through an endorsement. Under the tenant's liability insurance, Roger is a(n)
A) additional insured.
B) first-named insured.
C) second-named insured.
D) other insured.

Question 2

Maria's home was damaged by an earthquake. As Maria has open-perils coverage on her home, she was surprised to learn that her loss was not covered.

Which section of a property insurance policy specifies which perils, property, and types of losses are not covered?
A) the declarations
B) the exclusions
C) the conditions
D) the insuring agreement