Author Question: The nurse is reviewing the principles of the Affordable Care Act with a client. What information ... (Read 62 times)

Lisaclaire · **on:** Jul 23, 2018

The nurse is reviewing the principles of the Affordable Care Act with a client. What information should the nurse include when discussing the act with the client?

1. Individuals will be fined if they do not have health insurance.
2. Employers must offer health insurance if they meet identified requirements.
3. Insurance can be purchased through exchanges.
4. Individuals with preexisting health conditions cannot be denied health insurance coverage.
5. Health insurance is free.

Question 2

A 68-year-old client is concerned about paying for extended hospitalization and expensive medications to treat his health problem. What should the nurse respond to this client?

1. Don't worry. I'm sure everything will work out OK.
2. You need to focus on recovering, not worrying about finances.
3. Much of your care will be covered by Medicare.
4. I'll have someone from the business office come and talk to you about your bill.

coreycathey · **Reply #1 on:** Jul 23, 2018

Answer to Question 1

Correct Answer: 1, 2, 3, 4
Rationale 1: A provision within the Affordable Care Act is that individuals will be fined if they do not have health insurance.
Rationale 2: A provision within the Affordable Care Act is that employers must offer health insurance if they meet identified requirements.
Rationale 3: A provision within the Affordable Care Act is that insurance can be purchased through exchanges.
Rationale 4: A provision within the Affordable Care Act is that individuals with preexisting health conditions cannot be denied health insurance coverage.
Rationale 5: Health insurance is not free.

Answer to Question 2

Correct Answer: 3
Rationale 1: Ignoring the client's concerns by telling him not to worry is not therapeutic communication and does little, if anything, to confront the client's concerns.
Rationale 2: Ignoring the client's concerns by telling him not to worry is not therapeutic communication and does little, if anything, to confront the client's concerns.
Rationale 3: The Medicare amendment to the Social Security Act provided a national and state health insurance program for older adults. By the mid-1970s, virtually everyone over 65 years of age was protected by hospital insurance under Part A. In 1988, Congress expanded Medicare to include extremely expensive hospital care, catastrophic care, and expensive drugs.
Rationale 4: Giving the concern to the business office is merely passing the buck. Nurses should have some knowledge about the payment sources of their clients, especially those who have automatic coverage with Medicare because of their age.