In a UM case plaintiff insured fell off his neighbor's uninsured truck while standing on the front bumper and while trying to reach a broom hanging higher up in the neighbor's garage. The legal issue will likely be:
a. Whether or not plaintiff is insured.
b. Whether or not plaintiff's injuries arose out of the operation maintenance or use of an uninsured vehicle.
c. Whether or not stacking applies.
d. None of the above.
Question 2
The insured owns four motor vehicles. Each vehicle has 50,000/100,000 limits of UM coverage. It turns out there is no coverage for one vehicle because of its sale to another person one day before the accident in question. Stacking is allowed. How much UM coverage will the insured have available for the insured's injuries?
a. 200,000.
b. 100,000.
c. 150,000.
d. None
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