Answer to Question 1
d
Answer to Question 2
The elderly do not form a single economic profile. The perception of elderly and poor as practically synonymous has changed in recent years to a view that the noninstitutionalize d elderly are economically better off than the population as a whole. Both views are too simplistic; income varies widely among the aged.
There is significant variation in wealth and poverty among the nation's older people. Some individuals and couples find themselves poor in part because of fixed pensions and skyrocketing healthcare costs. Poverty has declined among the elderly of all racial groups.
As a group, older people in the United States are neither homogeneous nor poor. The typical older adult enjoys a standard of living that is much higher than at any point in the nation's past. Class differences among the elderly tend to narrow somewhat: Retirees who had middle-class incomes while younger tend to remain better off after retirement than those who had lower incomes, but the financial gap is declining.
The aged who are most likely to experience poverty are the same people more likely to be poor earlier in their lives: female-headed households and racial and ethnic minorities. Although overall the aged are doing well economically, poverty remains a particularly difficult problem for the thousands of older adults who are impoverished annually by paying for long-term medical care.
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