In the market for auto insurance, with a pooling equilibrium ________ and with a separating equilibrium ________.
◦ aggressive drivers pay a higher premium than do safer drivers; aggressive drivers pay a higher premium than do safer drivers
◦ no one can buy auto insurance; aggressive drivers pay a higher premium than do safer drivers
◦ aggressive and safe drivers pay the same premium; aggressive and safe drivers pay the same premium
◦ aggressive and safe drivers pay the same premium; aggressive drivers pay a higher premium than do safer drivers
◦ aggressive drivers pay a higher premium than do safer drivers; aggressive and safe drivers pay the same premium