Testing reveals that an apparently healthy child has genetic alterations suggesting hemophilia A. The child's parents are concerned that their insurance company may drop their coverage or increase their premium. How should the nurse respond to their concern?
◦ "You are protected by federal legislation that will prevent this from happening."
◦ "They can refuse to pay for any expenses due to hemophilia should the disease manifest."
◦ "There is no way to protect yourselves from this possibility."
◦ "Your child's information will be protected only until age 18."