In Chicago Teachers Union, regarding agency fees paid by nonunion workers to unions at unionized workplaces, the Supreme Court held that which of the following requirements must be fulfilled with regard to agency fees paid by nonunion workers:
a. an adequate explanation of the basis for the fee
b. a reasonably prompt explanation of the basis for the fee
c. an opportunity to challenge the fee before an impartial decision maker
d. an escrow account for the amounts in dispute while challenges are pending e. all of the other specific choices are correct
Question 2
In Chuway v. National Action Financial Services, where Chuway received a letter from debt collector National that requested payment of the amount she owed on a debt, the appeals court held that the debt collector used:
a. inaccurate terms about the balance due, and so violated the FDCPA
b. abusive language in the letter, and so violated the FDCPA
c. technical terms that an ordinary consumer could not understand, a violation of the FDCPA
d. language that was a bit technical, but the meaning was clear to a reasonable person, so there was no violation of the FDCPA
e. none of the other choices
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