Answer to Question 1
The three major categories of social security system are retirement insurance benefits, Medicare, and disability.
Retirement Insurance Benefits: The original and the main purpose of social security is to provide partial replacement of earnings when a worker decides it is time to retire. Monthly benefits are payable to a retired insured worker from age sixty-two onward. Under some circumstances, a spouse or children may also be eligible.
Medicare: Medicare benefits cover a portion of the costs of hospitalization and the medical expenses of insured workers and their spouses age sixty-five and older, as well as younger disabled workers in some circumstances. This insurance is divided into two parts, designated by the federal bureaucracy as A and B. Part A is hospital insurance for inpatient hospital care, inpatient skilled nursing care, and hospice care. Part B is supplementary medical insurance, which helps defray the costs of doctors' services and other medical expenses not covered by part A.
Disability: Under the social security system, a worker is considered disabled when a severe physical or mental impairment prevents that person from working for a year or more or is expected to result in the victim's death. The disability does not have to be work related, but it must be total. Under some circumstances, a disabled worker's spouse, children, or surviving family members are also eligible for benefits.
Answer to Question 2
e
