Author Question: Which of the following is not a penalty for usury? A) Forfeiture of interest B) Forfeiture of ... (Read 94 times)

shofmannx20 · **on:** Jun 24, 2018

Which of the following is not a penalty for usury?
A) Forfeiture of interest
B) Forfeiture of interest and principal
C) 1,000 or 1 percent of creditor's net worth
D) All of the above are penalties for usury.

Question 2

Discuss the liability an employer may have if he fails to do a background check on a potential hiree or if he hires someone with a criminal background.

BUTTHOL369 · **Reply #1 on:** Jun 24, 2018

Answer to Question 1

C

Answer to Question 2

The tort of negligent hiring or supervision of employees is a rapidly evolving area of tort liability. Negligent hiring requires proof that the principal or employer hired an agent or employee whose background is not suitable or safe for the job. The pricipal may be liable whether or not he did a background check, but presumably would be less likely to hire someone if their criminal background is known. Negligent supervision liability results when an employer knows that the employee has engaged in behavior dangerous to others, but has taken no steps to manage the harmful conduct.