Answer to Question 1
Answer:
A. Insurance commissioner's office
1. 1,700 employees
2. regulates insurance company practices
3. helps ensure that insurance companies have enough money to cover potential claims
4. constitutional amendment capped medical malpractice liability
a. progressively harder to collect damages
B. Office gained political importance in 21st century
1. skyrocketing home insurance rate
2. was supposed to cap insurance rates but deregulation has made many rates outside the state's regulatory reach
a. homeowners' policies
b. auto insurance policies
3. change in leadership
a. three-member board was replaced by single commissioner appointed by the governor
b. department head has been targeted as rates have increased
Answer to Question 2
Answer:
A. Both offices of Secretary of State and Adjutant General appointed by governor
B. Both appointments have to be confirmed by the Senate
C. Differences between the two offices
1. Secretary of State
a. chief election officer
b. interprets election code
c. training for election clerks
d. maintains a master roll of all registered voters in the state
e. issues charters for incorporated businesses
f. publishes the Texas Register
2. Adjutant General
a. highest-ranking state military leader besides governor
b. oversees the Army National Guard, the Air National Guard, and the Texas National Guard
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