Married workers participating in a defined-benefit plan A) ...

[urbanoutfitters]

Married workers participating in a defined-benefit plan
 
  A)
 
  must receive a joint and last survivor annuity at retirement.
  B)
 
  will receive a joint and last survivor annuity unless they and their spouses elect a single life annuity.
  C)
 
  will receive a single life annuity unless they and their spouses elect a joint and last survivor annuity.
  D)
 
  need not be offered a joint and last survivor annuity, qualified pension plans need only offer single life annuities.

Question 2

Which of the following is an example of risk retention?
 
  A)
 
  Not driving an automobile to avoid having an accident
  B)
 
  Wearing a safety belt when driving
  C)
 
  Purchasing auto insurance
  D)
 
  Having a 200 deductible clause on your auto insurance policy

[nyrave]

Answer to Question 1

B

Answer to Question 2

D

[urbanoutfitters]

Thanks for the timely response, appreciate it

[Zebsrer]

Excellent