Which of the following statements about group long-term disability income plans is true?
A) The definition of disability becomes less restrictive after a worker has been disabled for 2 years.
B) Coverage is provided for both occupational and nonoccupational disabilities.
C) Benefits are increased if a worker is eligible for Social Security or workers compensation benefits.
D) Maximum monthly benefits under long-term disability income plans are significantly lower than the benefits paid under short-term disability income plans.
Question 2
Advantages of cafeteria plans include all of the following EXCEPT
A) simplicity of benefit administration.
B) employees can select benefits that best match their needs.
C) reduced taxes for employees.
D) greater employer control over increasing benefit costs.
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