Kevin has an individual disability income policy that his insurer agrees to keep in force until age 60.
However, the company has the right to increase the premium each year for the underwriting class in which Kevin has been placed. Which renewal provision is found in Kevin's policy?
A) noncancellable
B) guaranteed renewable
C) conditionally renewable
D) nonrenewable.
Question 2
Which of the following statements concerning individual medical expense insurance is (are) correct?
I. Once the deductible is satisfied, no additional deductible is payable during the calendar year.
II. Family deductibles are substantially higher than individual deductibles.
A) I only
B) II only
C) both I and II
D) neither I nor II
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