A Navy war veteran is seeking advice about getting treatment for ...

[bclement10]

A Navy war veteran is seeking advice about getting treatment for a chronic respiratory problem at the local veterans' hospital. The nurse's initial response is to ask:
 
  a. Why aren't you considering the local general hospital for the care that you need?
  b. Are you willing to travel to a veterans' hospital that offers respiratory diagnostic services?
  c. Have you ever been treated at a veterans' hospital before?
  d. Is the problem related to something that occurred while you were in the Navy?

Question 2

When an older adult is considering long-term care insurance (LTCI), what is important for the nurse to encourage the client to consider?
 
  a. The older one is when applying, the lower the rates will be
  b. It is financially better to avoid purchasing LTCI through a group policy
  c. It is wise to scrutinize all exclusions before enrolling
  d. All policies cover care at home as well as in a long-term care facility

[fatboyy09]

Answer to Question 1

ANS: D
Instead of coverage of any health problems, priorities were set for those problems that were in some way deemed service connected; in other words, the health care problem had to be linked to the time the person was on active duty. While the other questions are not inappropriate, they do not address the issue of whether the client is illegible for care at a veterans' hospital.

Answer to Question 2

ANS: C
LTCI policies vary, and many have exclusions for specific diseases, for example, Alzheimer's disease. It is prudent to examine the policy before purchasing. Costs increase as one ages. The best plans are those that are negotiated by a large group such as an employer, state organization, or association. Although policies are becoming more creative, they are traditionally limited to care in a long-term care facility and frequently do not cover care in the home.