Answer to Question 1
Correct Answer: 1, 2, 3, 4
Rationale 1: A provision within the Affordable Care Act is that individuals will be fined if they do not have health insurance.
Rationale 2: A provision within the Affordable Care Act is that employers must offer health insurance if they meet identified requirements.
Rationale 3: A provision within the Affordable Care Act is that insurance can be purchased through exchanges.
Rationale 4: A provision within the Affordable Care Act is that individuals with preexisting health conditions cannot be denied health insurance coverage.
Rationale 5: Health insurance is not free.
Answer to Question 2
Correct Answer: 3
Rationale 1: Ignoring the client's concerns by telling him not to worry is not therapeutic communication and does little, if anything, to confront the client's concerns.
Rationale 2: Ignoring the client's concerns by telling him not to worry is not therapeutic communication and does little, if anything, to confront the client's concerns.
Rationale 3: The Medicare amendment to the Social Security Act provided a national and state health insurance program for older adults. By the mid-1970s, virtually everyone over 65 years of age was protected by hospital insurance under Part A. In 1988, Congress expanded Medicare to include extremely expensive hospital care, catastrophic care, and expensive drugs.
Rationale 4: Giving the concern to the business office is merely passing the buck. Nurses should have some knowledge about the payment sources of their clients, especially those who have automatic coverage with Medicare because of their age.