In a typical lease agreement: A. Most landlords have the right ...

[audragclark]

In a typical lease agreement:
 
  A. Most landlords have the right to collect a security deposit
   B. Landlords may not conduct credit and employment background checks
   C. Leases must include utilities and other services in the rent
   D. Landlords have the exclusive right to define what constitutes normal wear and tear

Question 2

Explain how the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 affected the bankruptcy system.
 
  What will be an ideal response?

[akpaschal]

Answer to Question 1

A

Answer to Question 2

Student should identify the year this legislation came into effect and why. Student should cite reasons such as abuse of the bankruptcy system, how congress deemed it more advantageous to the economy that debtors be held more responsible to pay debts in certain situations. Also, the student should cite some of the major changes made by BAPCPA  such as means testing, time limitation to file another liquidation, pre and post-petition credit counseling and the greater responsibility placed on bankruptcy attorneys.

[audragclark]

TYSM

[mammy1697]

Excellent