_____________ occurs when desperate homeowners are offered help ...

[jon_i]

_____________ occurs when desperate homeowners are offered help by a supposed expert in avoiding foreclosures. They are then saddled with charges for things they could have done on their own.
 
  A) Phantom help
  B) Bailout
  C) Reverse mortgage
  D) Bait and switch
  E) A confidence scam

Question 2

The court decision of California v. Ciraola (1986 ) established the legal standard that the police:
 
  A) do not need a search warrant to conduct flyover searches.
  B) may collect trash without a search warrant.
  C) search of open fields must not include the curtilage.
  D) do need a search warrant when conducting low-altitude searches but not high-altitude searches of properties
  E) have broad search powers when it comes to children.

[lin77x]

Answer to Question 1

A

Answer to Question 2

A

[jon_i]

Both answers were spot on, thank you once again

[lin77x]

Great! Please up vote