Answer to Question 1
Biological determinism suggests that gender roles are essentially inborn, while the social learning explanation suggests that gender roles are learned from the environment. Cox and Demmitt suggest that it is the interaction of the two that determines gender role behavior.
Answer to Question 2
Maintain liquidity to cover emergencies; watch for investment with a large balloon payment in the future; maintain a larger percentage of assets in cash; assure a flexible financial position to ride out short-term economic downturns.