Author Question: The nurse believes that her need for individual malpractice insurance is decreased because she ... (Read 71 times)

moore.cailinf · **on:** Jan 10, 2023

Question 1

The limits of liability on an insurance policy are $1,000,000 for each claim, $4,000,000 aggregate. A nurse is charged in a serious situation in which five separate lawsuits have been filed. What is the most the insurance company will likely pay in this situation?
◦ $4,000,000
◦ $200,000
◦ $1,000,000
◦ $5,000,000

Question 2

The nurse believes that her need for individual malpractice insurance is decreased because she practices in a small-town home health agency. What is true about this situation based on the nurse's belief?
◦ Residents of small towns are less likely to bring suit than residents of urban areas.
◦ Slower paced environments, such as home health care, are less likely to create situations in which the nurse makes an error.
◦ Nurses working in home health are covered by mandatory federal malpractice insurance policies.
◦ Home health care is an area in which the risk of lawsuit is higher than in many other practice areas.

as4309 · **Reply #1 on:** Jan 10, 2023

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