All of the following statements about cost controls in dental insurance plans are true EXCEPT
A) The coinsurance percentage used may vary by type of dental service.
B) Cosmetic dental work is usually excluded.
C) The limit on benefits may be expressed as an annual limit or as a lifetime limit for certain types of dental services.
D) To eliminate small claims, there is no coverage for routine oral examinations, X-rays, or cleaning teeth.
Question 2
Which of the following statements about group short-term disability income plans is true?
A) Most plans have a short elimination period for accidents but cover sickness from the first day of disability.
B) Disability is usually defined in terms of a worker being unable to work in any substantial, gainful, employment.
C) The amount of disability income benefits typically is equal to some percentage of a worker's normal earnings.
D) Most short-term plans cover occupational disability only.
TrUe....FaLsE
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