Which of the following statements about uninsured motorists coverage is true?
A) An innocent motorist must establish that the uninsured motorist is legally liable.
B) The amount of coverage in most states must be at least 300,000.
C) Property damage is covered in all states but bodily injury is not covered in all states.
D) The coverage is very expensive and beyond the affordability of all but wealthy insureds.
Question 2
Which of the following statements about modified no-fault laws is (are) true?
I. Claims less than a certain dollar threshold must be assumed by the injured accident victim, but the injured person has the right to sue a negligent driver.
II. Claims above a certain dollar threshold are paid in full by an injured accident victim's insurer, and the right to sue a negligent driver is eliminated.
A) I only
B) II only
C) both I and II
D) neither I nor II
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