One long-term care insurance benefit trigger considers whether the insured needs supervision to protect against threats to health or safety due to memory loss or disorientation. This benefit trigger is referred to as a(n)
A) activities of daily living trigger.
B) medical necessity trigger.
C) needs test trigger.
D) severe cognitive impairment trigger.
Question 2
Which of the following statements about eligibility requirements for qualified Health Savings Accounts (HSAs) is (are) true?
I. Only individuals who are eligible for Medicare benefits can establish a qualified HSA.
II. Applicants must be covered by a high deductible health plan and not be covered by any other comprehensive health plan to establish a qualified HSA.
A) I only
B) II only
C) both I and II
D) neither I nor II
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