Author Question: Kate is covered under her employer's group health plan. She is also covered as a dependent under her ... (Read 85 times)

jhjkgdfhk

  • Hero Member
  • *****
  • Posts: 569
Kate is covered under her employer's group health plan. She is also covered as a dependent under her husband's group health plan. Under the usual coordination-of-benefits provision, how will each company respond to a claim filed by Kate?
 
  A) Kate's plan is primary, and her husband's plan is excess.
  B) Her husband's plan is primary, and Kate's plan is excess.
  C) The plan of the person with the birthday earliest in the year pays first, and the other plan is excess.
  D) Each plan will pay 50 percent of the claim.

Question 2

Eric's property was damaged in an accident. He phoned his agent to see if the loss was covered under his property insurance policy.
 
  The agent said, As long as the cause of loss is not specifically excluded in the policy, the loss is covered. Based on the agent's answer, what type of insuring agreement appears in the policy?
  A) unconditional coverage
  B) named-perils coverage
  C) extended-perils coverage
  D) open-perils coverage



Missbam101

  • Sr. Member
  • ****
  • Posts: 341
Answer to Question 1

Answer: A

Answer to Question 2

Answer: D



Related Topics

Need homework help now?

Ask unlimited questions for free

Ask a Question
 

Did you know?

Asthma-like symptoms were first recorded about 3,500 years ago in Egypt. The first manuscript specifically written about asthma was in the year 1190, describing a condition characterized by sudden breathlessness. The treatments listed in this manuscript include chicken soup, herbs, and sexual abstinence.

Did you know?

For about 100 years, scientists thought that peptic ulcers were caused by stress, spicy food, and alcohol. Later, researchers added stomach acid to the list of causes and began treating ulcers with antacids. Now it is known that peptic ulcers are predominantly caused by Helicobacter pylori, a spiral-shaped bacterium that normally exist in the stomach.

Did you know?

There are 60,000 miles of blood vessels in every adult human.

Did you know?

The first monoclonal antibodies were made exclusively from mouse cells. Some are now fully human, which means they are likely to be safer and may be more effective than older monoclonal antibodies.

Did you know?

Nearly 31 million adults in America have a total cholesterol level that is more than 240 mg per dL.

For a complete list of videos, visit our video library