Author Question: Kate is covered under her employer's group health plan. She is also covered as a dependent under her ... (Read 106 times)

jhjkgdfhk

  • Hero Member
  • *****
  • Posts: 569
Kate is covered under her employer's group health plan. She is also covered as a dependent under her husband's group health plan. Under the usual coordination-of-benefits provision, how will each company respond to a claim filed by Kate?
 
  A) Kate's plan is primary, and her husband's plan is excess.
  B) Her husband's plan is primary, and Kate's plan is excess.
  C) The plan of the person with the birthday earliest in the year pays first, and the other plan is excess.
  D) Each plan will pay 50 percent of the claim.

Question 2

Eric's property was damaged in an accident. He phoned his agent to see if the loss was covered under his property insurance policy.
 
  The agent said, As long as the cause of loss is not specifically excluded in the policy, the loss is covered. Based on the agent's answer, what type of insuring agreement appears in the policy?
  A) unconditional coverage
  B) named-perils coverage
  C) extended-perils coverage
  D) open-perils coverage



Missbam101

  • Sr. Member
  • ****
  • Posts: 341
Answer to Question 1

Answer: A

Answer to Question 2

Answer: D



Related Topics

Need homework help now?

Ask unlimited questions for free

Ask a Question
 

Did you know?

In 1835 it was discovered that a disease of silkworms known as muscardine could be transferred from one silkworm to another, and was caused by a fungus.

Did you know?

In 1886, William Bates reported on the discovery of a substance produced by the adrenal gland that turned out to be epinephrine (adrenaline). In 1904, this drug was first artificially synthesized by Friedrich Stolz.

Did you know?

Eating carrots will improve your eyesight. Carrots are high in vitamin A (retinol), which is essential for good vision. It can also be found in milk, cheese, egg yolks, and liver.

Did you know?

Cyanide works by making the human body unable to use oxygen.

Did you know?

In most climates, 8 to 10 glasses of water per day is recommended for adults. The best indicator for adequate fluid intake is frequent, clear urination.

For a complete list of videos, visit our video library