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Author Question: Discrimination in the lending institutions includes all of the following EXCEPT a. Denying loans ... (Read 120 times)

CORALGRILL2014

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Discrimination in the lending institutions includes all of the following EXCEPT
 
  a. Denying loans on the basis of the applicant's race or the racial composition of the neighborhood
  b. Decisions by lenders about where to place their offices
  c. Racial differencing in coaching customers on how to get a loan and other information
  d. Denying loans based on the person's credit history or income

Question 2

The refusal to make loans or issue insurance in certain neighborhoods based on the racial composition or average income in the neighborhood, regardless of the characteristics of the individual homeowner is called
 
  a. Restrictive covenant
  b. Redlining
  c. Racial steering
  d. Blockbusting



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chem1s3

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Answer to Question 1

ANS: d

Answer to Question 2

ANS: b





 

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