This topic contains a solution. Click here to go to the answer

Author Question: Discrimination in the lending institutions includes all of the following EXCEPT a. Denying loans ... (Read 140 times)

CORALGRILL2014

  • Hero Member
  • *****
  • Posts: 525
Discrimination in the lending institutions includes all of the following EXCEPT
 
  a. Denying loans on the basis of the applicant's race or the racial composition of the neighborhood
  b. Decisions by lenders about where to place their offices
  c. Racial differencing in coaching customers on how to get a loan and other information
  d. Denying loans based on the person's credit history or income

Question 2

The refusal to make loans or issue insurance in certain neighborhoods based on the racial composition or average income in the neighborhood, regardless of the characteristics of the individual homeowner is called
 
  a. Restrictive covenant
  b. Redlining
  c. Racial steering
  d. Blockbusting



Related Topics

Need homework help now?

Ask unlimited questions for free

Ask a Question
Marked as best answer by a Subject Expert

chem1s3

  • Sr. Member
  • ****
  • Posts: 320
Answer to Question 1

ANS: d

Answer to Question 2

ANS: b





 

Did you know?

Chronic necrotizing aspergillosis has a slowly progressive process that, unlike invasive aspergillosis, does not spread to other organ systems or the blood vessels. It most often affects middle-aged and elderly individuals, spreading to surrounding tissue in the lungs. The disease often does not respond to conventionally successful treatments, and requires individualized therapies in order to keep it from becoming life-threatening.

Did you know?

Though the United States has largely rejected the metric system, it is used for currency, as in 100 pennies = 1 dollar. Previously, the British currency system was used, with measurements such as 12 pence to the shilling, and 20 shillings to the pound.

Did you know?

Pope Sylvester II tried to introduce Arabic numbers into Europe between the years 999 and 1003, but their use did not catch on for a few more centuries, and Roman numerals continued to be the primary number system.

Did you know?

A strange skin disease referred to as Morgellons has occurred in the southern United States and in California. Symptoms include slowly healing sores, joint pain, persistent fatigue, and a sensation of things crawling through the skin. Another symptom is strange-looking, threadlike extrusions coming out of the skin.

Did you know?

As of mid-2016, 18.2 million people were receiving advanced retroviral therapy (ART) worldwide. This represents between 43–50% of the 34–39.8 million people living with HIV.

For a complete list of videos, visit our video library