The male's undeveloped nipples and the female's ...

[bobypop]

The male's undeveloped nipples and the female's penis-like clitoris indicate that:
 
  a. estrogen and Mllerian-inhibiting substance are similar hormones.
  b. we carry the biological rudiments of the opposite sex.
  c. there was a deformity in the Y chromosome.
  d. a sex change operation has been performed.

Question 2

The most important step in effective money management is to:
 
  a. plan an effective family budget.
  b. determine how most monetary decisions will be made.
  c. recognize the common consumer traps.
  d. develop the skills necessary for wise spending.

[chevyboi1976]

Answer to Question 1

B

Answer to Question 2

B

[bobypop]

Thank you!

[chevyboi1976]

Happy to help