Which of the following is NOT a strategy for managing or reducing debt?
A) Use a debit card instead of cash.
B) Transfer high interest credit card balances to lower interest accounts.
C) Pay more than the minimum payment on credit cards.
D) Pay off credit cards with the highest interest rates first.
Question 2
Which of the following reasons might be used to discourage a friend from getting a cash advance on a credit card?
A) interest charges begin accumulating immediately
B) payments are applied to any purchase balance before the cash advance balance creating higher finance charges
C) the interest rate for cash advances is higher than for purchases
D) all of the above
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