What is a correct statement concerning burden of proof?
A) The insured has the burden of proving that the loss was a covered loss.
B)The insurer has the burden of proving that the loss was not covered.
C)Exceptions to coverage are liberally interpreted in favor of the insurer.
D)Exceptions to coverage are disregarded in life insurance matters.
Question 2
Fifth Fourth Bank has different loan terms for borrowers, depending upon the location of their property to be mortgaged. For example, in high crime areas, Fifth Fourth Bank requires a higher down payment as well as a higher interest rate. Fifth Fourth Bank:
A)Has violated the Fair Housing Act.
B)Has not violated the Fair Housing Act because it has not denied loans to people in those areas.
C)Is required to have the same loan terms for minority applicants as it has for white applicants under the Fair Housing Act.
D)None of the above
This iron bird feeder is advertised as being “squirrel-proof and bear-resistantââ
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