Drew Canfield is a mortgage broker who specializes in subprime ...

[Sufayan.ah]

Drew Canfield is a mortgage broker who specializes in subprime loans. If he places borrowers in negative amortization loans, he earns a higher rebate. These loans also carry a higher interest rate for the borrowers. Drew tries to steer borrowers into these loans.
 A)Drew has violated RESPA with his actions.
 B)Drew is collecting a YSP, now prohibited under RESPA.
 C)Drew can direct borrowers into higher-rate loans as long as the GFE discloses the rates.
 D)Drew cannot accept such a kickback from the lender.

Question 2

LEED Certification:
 A) Is an environmental certification for light environmental and ecological drilling.
 B) Is an environmental certification for building design.
 C) Applies only in Europe.
 D) Is available for wind and geothermal projects.

[Melissahxx]

Answer to Question 1

C

Answer to Question 2

B

[Sufayan.ah]

TYSM

[brbarasa]

Excellent