Answer to Question 1
The major provisions of the Credit CARD Act are:
Due dates:
- Must be disclosed
- Must be set for the same time each month and occur at the end of a business day
- Bill must be mailed at least 21 days ahead of time
Increases in rates and fees:
- Are not allowed on any charges already incurred (until a cardholder has missed two consecutive payments)
- Are only permitted for future purchases if credit card company provides 45 days' notice to the consumer and permits cancellation of the card
Late payment fees are limited to 25 for first event and 35 thereafter.
Payment must be applied to whichever debt on the card has the highest interest rate (say, a cash advance rather than a new purchase).
Consumers have the right to set a fixed credit limit. Consumers cannot be charged a fee if the company accepts charges above that limit unless the consumer has agreed to the fee. Only one overlimit fee per statement is permitted.
People under 21 cannot obtain a credit card unless they have income or a co-signer
Answer to Question 2
TRUE
The major types of plant nutrients and their sources.
Malignant melanoma. This photograph demonstrates the highly characteristic color of this tumor.
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Major Diagnostic Categories of Mental Disorders
Ferris Wheel Question
this is a math question