Critics of Health Maintenance Organizations (HMOs) charge that ...

[fagboi]

Critics of Health Maintenance Organizations (HMOs) charge that some HMOs:
 
  a. deliberately overcharge patients.
 b. whose primary-care physicians are paid on a capitation basis in effect encourage doctors to undertreat patients.
 c. require their physicians to refer their patients to other physicians and hospitals e v e n when the medical treatment is not necessary.
 d. require their patients to seek a second opinion, resulting in a delay of treatment.

Question 2

According to __________, human capital acquired by education and job training is the source of a person's productivity so that what a person earns is a reflection of his or her individual choices.
 
  a. conflict theorists
 b. functionalists
 c. symbolic interactionists
 d. postmodern theorists

[wuly]

Answer to Question 1

b

Answer to Question 2

b

[fagboi]

TYSM

[Chelseyj.hasty]

Thanks for the timely response, appreciate it