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Author Question: The Employee Retirement Income Security Act requires employers to create and fund employee ... (Read 68 times)

Mr.Thesaxman

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on: Jul 6, 2018
The Employee Retirement Income Security Act requires employers to create and fund employee retirement plans and sets vesting standards.
 
  Indicate whether this statement is true or false.

Question 2

How has federal legislation affected the benefits employees receive? Provide specific examples of laws and their effects in your response.
 
  What will be an ideal response?


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dantucker

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Reply #1 on: Jul 6, 2018
Answer to Question 1

Answer: FALSE

Answer to Question 2

Answer: Employers provide most benefits, but the law requires others. Legally required benefits include Social Security, unemployment insurance, and workers' compensation. The Consolidated Omnibus Budget Reconciliation Act (COBRA) of 1985 was enacted to give employees the opportunity to temporarily continue their coverage, which they would otherwise lose because of termination, layoff, or other changes in employment status. The Health Insurance Portability and Accountability Act (HIPAA) of 1996 provides protection for Americans who move from one job to another, who are self-employed, or who have preexisting medical conditions. The Employee Retirement Income Security Act (ERISA) of 1974 strengthens existing and future retirement programs. The Older Workers Benefit Protection Act of 1990 (OWBPA) prohibits discrimination in the administration of benefits on the basis of age, but also permits early retirement incentive plans as long as they are voluntary. The Family and Medical Leave Act (FMLA) provides employees up to 12 weeks a year of unpaid leave in specified situations.


Mr.Thesaxman

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Reply 2 on: Jul 6, 2018
Wow, this really help

kishoreddi

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Reply 3 on: Yesterday
Excellent

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