What policy issues must employers address when developing benefit ...

[Charlie]

What policy issues must employers address when developing benefit plans? What federal laws influence employers' pension and health plans?
 
  Indicate whether this statement is true or false.

Question 2

Disability insurance provides income protection for salary loss due to illness or accident.
 
  Indicate whether this statement is true or false.

[cegalasso]

Answer to Question 1

Answer: In developing benefit plans, employers must address numerous policy issues including 1) what benefits to offer; 2) who receives coverage; 3) whether to include retirees in the plan; 4) whether to deny benefits to employees during the initial probationary periods; 5) how to finance benefits; 6) the degree of employee choice in determining benefits; 7) cost-containment procedures; and how to communicate benefits options to employees. COBRA, ERISA, FMLA, HIPAA, and the ADA have significant impacts on employers' pension and health plans.

Answer to Question 2

Answer: TRUE

[Charlie]

Thanks for the timely response, appreciate it

[miss_1456@hotmail.com]

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