Answer to Question 1
A, C, D
Three key pieces of federal legislation that have contributed to guidelines that states use to regulate health insurance are: 1) the Employee Retirement Income Security Act (ERISA), 2) the Consolidated Omnibus Budget Reconciliation Act (COBRA), and 3) the Health Insurance Portability and Accountability Act (HIPAA).
Answer to Question 2
B, C, D
Reimbursement for health care services in the United States is obtained through four primary methods: 1) private insurers, 2) publicly funded payers, 3) direct payment by consumers, and 4) charitable entities. The United States is the only major industrialized country that does not have a universal health care plan.