A client receives Medicare, has limited income, and lives in a ...

[michelleunicorn]

A client receives Medicare, has limited income, and lives in a large city. Which factors are likely to limit the client's ability to access healthcare? (Select all that apply.)
 
  A) Inability to afford supplemental insurance
  B) Living in an urban environment
  C) High out-of-pocket expenses
  D) Preexisting conditions
  E) Lack of in-network providers in her region

Question 2

A family member receives Medicaid. Which is most likely to limit access of this person to healthcare?
 
  A) Inability to find a provider who accepts Medicaid
  B) Pre-existing conditions
  C) Lack of insurance
  D) Large insurance premiums

[Carliemb17]

Answer to Question 1

Ans: A, C
Feedback:
The underinsured include older individuals who receive Medicare but cannot afford supplemental insurance or the out-of-pocket expenses associated with Medicare. Those living in a rural area, not an urban area, would be likely to have difficulty finding available healthcare providers. In-network providers would apply to private insurance, not to Medicare.

Answer to Question 2

Ans: A
Feedback:
Those covered by Medicaid have insurance but may experience problems accessing primary care due to their inability to find a private physician who accepts Medicaid clients. Out-of-pocket expenses may also be a factor in inability to access care. Preexisting conditions limited access to private insurance before the passage of the Patient Protection and Affordable Care Act of 2010 but should not limit access to healthcare in a client covered by Medicaid. Large insurance premiums would not pertain to Medicaid.