Alicia Myers recently graduated from nursing school and took a position as an occupational health nurse. The company she will be working for is very large, and they offer employees several options in health care coverage.
Because Alicia's income is not excessive and she has student loans to repay and time constraints, she might choose health insurance that offers services at a centralized facility where care is coordinated and the copayments are low, such as in a:
1. Health maintenance organizationIndivid ual Practice Association.
2. Health maintenance organizationStaff model.
3. Preferred provider organization.
4. Traditional indemnity plan.
Question 2
The primary source of financing of health care in the United States, paying approximately 46 of all health care costs, is
1. Combined government payments (e.g., Medicare, Medicaid, military).
2. Private health insurance (health maintenance organizations, preferred provider organizations, traditional indemnity).
3. Private, philanthropic organizations (American Cancer Society, Robert Wood Johnson, Masonic Lodge).
4. Out-of-pocket payment (premiums, deductibles, copayments, fees-for-service).
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