If your disability insurance policy is class cancelable, then
A)
the company may cancel any individual policy within the current group of insureds.
B)
the company may cancel only a few high risk individual policies, but not the entire class of insureds.
C)
the company can cancel an individual policy only if it cancels all policies written by the company.
D)
the company can cancel an individual policy only if it cancels an entire class of insureds. The class need not consist of all policies written by the company.
Question 2
A buy-and-hold strategy implies that you
A)
do not try to increase return by frequent trading.
B)
do not sell stocks for tax reasons.
C)
believe in exploiting economic cycles.
D)
are an unsophisticated investor who needs professional help.
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