Deductibles serve to A) enhance the profits of the ...

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Deductibles serve to
 
  A)
 
  enhance the profits of the insurance companies by denying payments on small claims.
  B)
 
  dissuade customers who are at high risk from purchasing insurance.
  C)
 
  reduce court awards for damages.
  D)
 
  lower premiums by eliminating the cost of handling many small claims.

Question 2

A unit investment trust is similar to a mutual fund, except shares are bought in units and the trust is more aggressively managed.
 
  Indicate whether the statement is true or false

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Answer to Question 1

D

Answer to Question 2

FALSE